Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$316,079	$297,000
Remaining term (yrs)	25.4	30.0
Secondary amount	$0	$0
Funding fee	$1,580	$0
Note rate	3.690%	7.400%
Blended rate	3.690%	7.640%
1st payment	$1,595.50	$2,056.37
2nd payment	$0.00	$0.00
Taxes / mo	$88.84	$88.84
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$59.40
HOA / mo	$305.00	$305.00
Total monthly	$2,139.33	$2,659.60
Cash to close	$13,921	$33,000