Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$372,572	$372,572	$382,500
Remaining term (yrs)	26.2	26.2	30.0
Secondary amount	$0	$31,178	$0
Funding fee	$0	$0	$0
Note rate	6.270%	6.270%	7.400%
Blended rate	7.120%	7.487%	7.640%
1st payment	$2,411.25	$2,411.25	$2,648.35
2nd payment	$0.00	$308.53	$0.00
Taxes / mo	$127.00	$127.00	$127.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$276.81	$276.81	$76.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,965.06	$3,273.60	$3,001.85
Cash to close	$52,428	$21,250	$42,500