Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$585,885$585,885$652,500
Remaining term (yrs)27.527.530.0
Secondary amount$0$66,615$0
Funding fee$2,929$2,929$0
Note rate6.790%6.790%7.400%
Blended rate6.790%7.016%7.640%
1st payment$3,916.84$3,916.84$4,517.78
2nd payment$0.00$499.62$0.00
Taxes / mo$235.44$235.44$235.44
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$130.50
HOA / mo$110.00$110.00$110.00
Total monthly$4,478.94$4,978.56$5,210.38
Cash to close$139,115$72,500$72,500