Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$420,558$420,558$459,000
Remaining term (yrs)28.928.930.0
Secondary amount$0$38,442$0
Funding fee$2,103$2,103$0
Note rate6.720%6.720%7.400%
Blended rate6.720%6.911%7.640%
1st payment$2,748.82$2,748.82$3,178.02
2nd payment$0.00$288.31$0.00
Taxes / mo$176.92$176.92$176.92
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$91.80
HOA / mo$0.00$0.00$0.00
Total monthly$3,092.40$3,380.71$3,613.41
Cash to close$89,442$51,000$51,000