Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$273,497$273,497$593,910
Remaining term (yrs)16.516.530.0
Secondary amount$0$320,413$0
Funding fee$1,367$1,367$0
Note rate3.560%3.560%7.400%
Blended rate3.560%5.820%7.640%
1st payment$1,815.03$1,815.03$4,112.11
2nd payment$0.00$2,069.33$0.00
Taxes / mo$231.17$231.17$231.17
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$118.78
HOA / mo$133.00$133.00$133.00
Total monthly$2,345.86$4,415.19$4,761.73
Cash to close$386,403$65,990$65,990