Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$230,469$230,469$327,150
Remaining term (yrs)23.123.130.0
Secondary amount$0$96,681$0
Funding fee$1,152$1,152$0
Note rate3.750%3.750%7.400%
Blended rate3.750%5.302%7.640%
1st payment$1,239.05$1,239.05$2,265.12
2nd payment$0.00$725.10$0.00
Taxes / mo$227.58$227.58$227.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$65.43
HOA / mo$0.00$0.00$0.00
Total monthly$1,616.63$2,341.73$2,708.13
Cash to close$133,031$36,350$36,350