Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$182,234	$182,234	$332,100
Remaining term (yrs)	23.0	23.0	30.0
Secondary amount	$0	$149,866	$0
Funding fee	$0	$0	$0
Note rate	3.600%	3.600%	7.400%
Blended rate	4.450%	6.052%	7.640%
1st payment	$969.60	$969.60	$2,299.39
2nd payment	$0.00	$999.10	$0.00
Taxes / mo	$165.25	$165.25	$165.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$151.06	$151.06	$66.42
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,435.91	$2,435.02	$2,681.06
Cash to close	$186,766	$36,900	$36,900