Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$166,597	$166,597	$296,775
Remaining term (yrs)	18.7	18.7	30.0
Secondary amount	$0	$130,178	$0
Funding fee	$833	$833	$0
Note rate	3.240%	3.240%	7.400%
Blended rate	3.240%	5.328%	7.640%
1st payment	$985.76	$985.76	$2,054.81
2nd payment	$0.00	$867.86	$0.00
Taxes / mo	$155.06	$155.06	$155.06
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$59.36
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,290.82	$2,158.67	$2,419.23
Cash to close	$163,153	$32,975	$32,975