Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$241,870	$241,870	$328,950
Remaining term (yrs)	23.4	23.4	30.0
Secondary amount	$0	$87,080	$0
Funding fee	$0	$0	$0
Note rate	3.600%	3.600%	7.400%
Blended rate	4.450%	5.654%	7.640%
1st payment	$1,272.27	$1,272.27	$2,277.58
2nd payment	$0.00	$653.10	$0.00
Taxes / mo	$105.66	$105.66	$105.66
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$198.22	$198.22	$65.79
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,726.14	$2,379.24	$2,599.03
Cash to close	$123,630	$36,550	$36,550