Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$17,743	$17,743	$431,100
Remaining term (yrs)	27.7	27.7	30.0
Secondary amount	$0	$413,357	$0
Funding fee	$0	$0	$0
Note rate	6.940%	6.940%	7.400%
Blended rate	7.490%	7.739%	7.640%
1st payment	$120.11	$120.11	$2,984.85
2nd payment	$0.00	$2,669.60	$0.00
Taxes / mo	$150.31	$150.31	$150.31
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$8.33	$8.33	$86.22
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$445.42	$3,115.02	$3,388.05
Cash to close	$461,257	$47,900	$47,900