Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$93,010	$93,010	$211,500
Remaining term (yrs)	17.0	17.0	30.0
Secondary amount	$0	$118,490	$0
Funding fee	$465	$465	$0
Note rate	4.460%	4.460%	7.400%
Blended rate	4.460%	6.443%	7.640%
1st payment	$649.09	$649.09	$1,464.38
2nd payment	$0.00	$789.93	$0.00
Taxes / mo	$77.15	$77.15	$77.15
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$42.30
HOA / mo	$350.00	$350.00	$350.00
Total monthly	$1,226.25	$2,016.18	$2,083.83
Cash to close	$141,990	$23,500	$23,500