Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$2,746	$2,746	$306,000
Remaining term (yrs)	21.5	21.5	30.0
Secondary amount	$0	$303,254	$0
Funding fee	$0	$0	$0
Note rate	3.020%	3.020%	7.400%
Blended rate	3.870%	7.715%	7.640%
1st payment	$14.41	$14.41	$2,118.68
2nd payment	$0.00	$1,958.51	$0.00
Taxes / mo	$86.33	$86.33	$86.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$2.26	$2.26	$61.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$253.00	$2,211.51	$2,416.22
Cash to close	$337,254	$34,000	$34,000