Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$396,519	$391,410
Remaining term (yrs)	29.0	30.0
Secondary amount	$0	$0
Funding fee	$1,983	$0
Note rate	6.580%	7.400%
Blended rate	6.580%	7.640%
1st payment	$2,552.86	$2,710.04
2nd payment	$0.00	$0.00
Taxes / mo	$117.24	$117.24
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$78.28
HOA / mo	$250.00	$250.00
Total monthly	$3,070.09	$3,305.56
Cash to close	$38,381	$43,490