Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$276,643$276,643$371,700
Remaining term (yrs)21.921.930.0
Secondary amount$0$95,057$0
Funding fee$1,383$1,383$0
Note rate4.500%4.500%7.400%
Blended rate4.500%5.651%7.640%
1st payment$1,652.63$1,652.63$2,573.58
2nd payment$0.00$712.93$0.00
Taxes / mo$152.17$152.17$152.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$74.34
HOA / mo$0.00$0.00$0.00
Total monthly$1,954.79$2,667.72$2,950.08
Cash to close$136,357$41,300$41,300