Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$434,114	$434,114	$476,100
Remaining term (yrs)	29.0	29.0	30.0
Secondary amount	$0	$41,986	$0
Funding fee	$2,171	$2,171	$0
Note rate	6.580%	6.580%	7.400%
Blended rate	6.580%	6.793%	7.640%
1st payment	$2,794.90	$2,794.90	$3,296.42
2nd payment	$0.00	$314.90	$0.00
Taxes / mo	$320.85	$320.85	$320.85
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$95.22
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,282.42	$3,597.32	$3,879.16
Cash to close	$94,886	$52,900	$52,900