Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$443,030$443,030$485,550
Remaining term (yrs)25.525.530.0
Secondary amount$0$42,520$0
Funding fee$2,215$2,215$0
Note rate3.760%3.760%7.400%
Blended rate3.760%4.219%7.640%
1st payment$2,248.86$2,248.86$3,361.85
2nd payment$0.00$318.90$0.00
Taxes / mo$178.95$178.95$178.95
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$97.11
HOA / mo$0.00$0.00$0.00
Total monthly$2,594.48$2,913.38$3,804.58
Cash to close$96,470$53,950$53,950