Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$219,290	$219,290	$234,000
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$27,710	$0
Funding fee	$0	$0	$0
Note rate	2.670%	2.670%	7.400%
Blended rate	3.520%	4.457%	7.640%
1st payment	$1,019.51	$1,019.51	$1,620.17
2nd payment	$0.00	$274.21	$0.00
Taxes / mo	$82.41	$82.41	$82.41
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$178.74	$178.74	$46.80
HOA / mo	$398.00	$398.00	$398.00
Total monthly	$1,828.67	$2,102.88	$2,297.38
Cash to close	$40,710	$13,000	$26,000