Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$69,305	$69,305	$492,750
Remaining term (yrs)	13.1	13.1	30.0
Secondary amount	$0	$423,445	$0
Funding fee	$347	$347	$0
Note rate	6.000%	6.000%	7.400%
Blended rate	6.000%	7.504%	7.640%
1st payment	$632.89	$632.89	$3,411.70
2nd payment	$0.00	$2,734.75	$0.00
Taxes / mo	$97.49	$97.49	$97.49
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$98.55
HOA / mo	$3.92	$3.92	$3.92
Total monthly	$900.97	$3,635.72	$3,778.33
Cash to close	$478,195	$54,750	$54,750