Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$211,294	$211,294	$305,100
Remaining term (yrs)	23.8	23.8	30.0
Secondary amount	$0	$93,806	$0
Funding fee	$0	$0	$0
Note rate	3.130%	3.130%	7.400%
Blended rate	3.980%	5.523%	7.640%
1st payment	$1,046.76	$1,046.76	$2,112.45
2nd payment	$0.00	$703.55	$0.00
Taxes / mo	$119.13	$119.13	$119.13
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$172.98	$172.98	$61.02
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,488.86	$2,192.41	$2,442.60
Cash to close	$127,706	$33,900	$33,900