Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$463,671$463,671$472,500
Remaining term (yrs)26.626.630.0
Secondary amount$0$35,079$0
Funding fee$2,318$2,318$0
Note rate6.350%6.350%7.400%
Blended rate6.350%6.739%7.640%
1st payment$3,005.95$3,005.95$3,271.49
2nd payment$0.00$347.14$0.00
Taxes / mo$149.27$149.27$149.27
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$94.50
HOA / mo$25.67$25.67$25.67
Total monthly$3,347.55$3,694.69$3,707.60
Cash to close$61,329$26,250$52,500