Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$98,905	$98,905	$211,410
Remaining term (yrs)	20.0	20.0	30.0
Secondary amount	$0	$112,505	$0
Funding fee	$0	$0	$0
Note rate	3.440%	3.440%	7.400%
Blended rate	4.290%	6.264%	7.640%
1st payment	$568.92	$568.92	$1,463.76
2nd payment	$0.00	$750.04	$0.00
Taxes / mo	$63.26	$63.26	$63.26
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$90.42	$90.42	$42.28
HOA / mo	$320.00	$320.00	$320.00
Total monthly	$1,192.59	$1,942.63	$2,039.30
Cash to close	$135,995	$23,490	$23,490