Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$542,480$542,480$586,799
Remaining term (yrs)27.727.730.0
Secondary amount$0$44,319$0
Funding fee$2,712$2,712$0
Note rate7.090%7.090%7.400%
Blended rate7.090%7.234%7.640%
1st payment$3,726.04$3,726.04$4,062.88
2nd payment$0.00$332.39$0.00
Taxes / mo$87.40$87.40$87.40
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$117.36
HOA / mo$4.17$4.17$4.17
Total monthly$3,984.28$4,316.67$4,438.48
Cash to close$109,519$65,200$65,200