Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$812,722	$812,722	$1,548,000
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$735,278	$0
Funding fee	$4,064	$4,064	$0
Note rate	2.900%	2.900%	7.400%
Blended rate	2.900%	5.204%	7.640%
1st payment	$3,829.32	$3,829.32	$10,718.04
2nd payment	$0.00	$4,748.67	$0.00
Taxes / mo	$287.75	$287.75	$287.75
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$309.60
HOA / mo	$3.33	$3.33	$3.33
Total monthly	$4,337.06	$9,085.73	$11,535.39
Cash to close	$907,278	$172,000	$172,000