Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$596,291	$596,291	$643,500
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$47,209	$0
Funding fee	$2,981	$2,981	$0
Note rate	2.900%	2.900%	7.400%
Blended rate	2.900%	3.348%	7.640%
1st payment	$2,809.55	$2,809.55	$4,455.46
2nd payment	$0.00	$354.07	$0.00
Taxes / mo	$201.29	$201.29	$201.29
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$128.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,227.51	$3,581.58	$5,002.12
Cash to close	$118,709	$71,500	$71,500