Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$318,146	$299,700
Remaining term (yrs)	29.0	30.0
Secondary amount	$0	$0
Funding fee	$1,591	$0
Note rate	6.260%	7.400%
Blended rate	6.260%	7.640%
1st payment	$1,980.15	$2,075.06
2nd payment	$0.00	$0.00
Taxes / mo	$122.21	$122.21
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$59.94
HOA / mo	$0.00	$0.00
Total monthly	$2,252.36	$2,407.21
Cash to close	$14,854	$33,300