Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$6,315$6,315$369,000
Remaining term (yrs)23.023.030.0
Secondary amount$0$362,685$0
Funding fee$0$0$0
Note rate7.090%7.090%7.400%
Blended rate7.640%7.748%7.640%
1st payment$46.32$46.32$2,554.88
2nd payment$0.00$2,342.34$0.00
Taxes / mo$190.02$190.02$190.02
Insurance / mo$150.00$150.00$150.00
MI / mo$3.02$3.02$73.80
HOA / mo$179.00$179.00$179.00
Total monthly$568.36$2,910.70$3,147.70
Cash to close$403,685$41,000$41,000