Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$353,195	$353,195	$395,100
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$41,905	$0
Funding fee	$1,766	$1,766	$0
Note rate	4.000%	4.000%	7.400%
Blended rate	4.000%	4.530%	7.640%
1st payment	$1,839.58	$1,839.58	$2,735.59
2nd payment	$0.00	$314.29	$0.00
Taxes / mo	$116.47	$116.47	$116.47
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$79.02
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,106.05	$2,420.34	$3,081.09
Cash to close	$85,805	$43,900	$43,900