Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$407,579$407,579$442,800
Remaining term (yrs)24.624.630.0
Secondary amount$0$35,221$0
Funding fee$2,038$2,038$0
Note rate3.060%3.060%7.400%
Blended rate3.060%3.532%7.640%
1st payment$1,958.63$1,958.63$3,065.86
2nd payment$0.00$264.15$0.00
Taxes / mo$171.67$171.67$171.67
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$88.56
HOA / mo$0.00$0.00$0.00
Total monthly$2,296.96$2,561.12$3,492.75
Cash to close$84,421$49,200$49,200