Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$293,614	$293,614	$422,910
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$129,296	$0
Funding fee	$1,468	$1,468	$0
Note rate	2.900%	2.900%	7.400%
Blended rate	2.900%	4.459%	7.640%
1st payment	$1,383.43	$1,383.43	$2,928.14
2nd payment	$0.00	$861.97	$0.00
Taxes / mo	$308.08	$308.08	$308.08
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$84.58
HOA / mo	$136.00	$136.00	$136.00
Total monthly	$1,994.18	$2,856.15	$3,623.48
Cash to close	$176,286	$46,990	$46,990