Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$211,363	$211,363	$350,100
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$138,737	$0
Funding fee	$1,057	$1,057	$0
Note rate	2.800%	2.800%	7.400%
Blended rate	2.800%	4.861%	7.640%
1st payment	$994.29	$994.29	$2,424.02
2nd payment	$0.00	$924.91	$0.00
Taxes / mo	$119.50	$119.50	$119.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$70.02
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,263.79	$2,188.70	$2,763.54
Cash to close	$177,637	$38,900	$38,900