Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$274,838$274,838$387,899
Remaining term (yrs)24.924.930.0
Secondary amount$0$113,061$0
Funding fee$1,374$1,374$0
Note rate2.900%2.900%7.400%
Blended rate2.900%4.386%7.640%
1st payment$1,289.06$1,289.06$2,685.74
2nd payment$0.00$753.74$0.00
Taxes / mo$282.02$282.02$282.02
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$77.58
HOA / mo$91.00$91.00$91.00
Total monthly$1,812.08$2,565.82$3,286.33
Cash to close$156,161$43,100$43,100