Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$282,548$282,548$301,500
Remaining term (yrs)24.824.830.0
Secondary amount$0$35,702$0
Funding fee$0$0$0
Note rate2.900%2.900%7.400%
Blended rate3.750%4.661%7.640%
1st payment$1,328.24$1,328.24$2,087.53
2nd payment$0.00$353.30$0.00
Taxes / mo$105.12$105.12$105.12
Insurance / mo$150.00$150.00$150.00
MI / mo$226.04$226.04$60.30
HOA / mo$0.00$0.00$0.00
Total monthly$1,809.40$2,162.71$2,402.95
Cash to close$52,452$16,750$33,500