Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$731,534	$731,534	$900,000
Remaining term (yrs)	24.6	24.6	30.0
Secondary amount	$0	$168,466	$0
Funding fee	$3,658	$3,658	$0
Note rate	2.900%	2.900%	7.400%
Blended rate	2.900%	3.855%	7.640%
1st payment	$3,454.71	$3,454.71	$6,231.42
2nd payment	$0.00	$1,123.11	$0.00
Taxes / mo	$395.33	$395.33	$395.33
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$180.00
HOA / mo	$9.17	$9.17	$9.17
Total monthly	$4,075.88	$5,198.99	$7,032.59
Cash to close	$268,466	$100,000	$100,000