Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$353,657	$353,657	$360,000
Remaining term (yrs)	24.9	24.9	30.0
Secondary amount	$0	$26,343	$0
Funding fee	$1,768	$1,768	$0
Note rate	2.770%	2.770%	7.400%
Blended rate	2.770%	3.401%	7.640%
1st payment	$1,635.08	$1,635.08	$2,492.57
2nd payment	$0.00	$260.69	$0.00
Taxes / mo	$151.78	$151.78	$151.78
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$72.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,936.86	$2,197.55	$2,866.35
Cash to close	$46,343	$20,000	$40,000