Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$165,617	$165,617	$495,000
Remaining term (yrs)	25.1	25.1	30.0
Secondary amount	$0	$329,383	$0
Funding fee	$828	$828	$0
Note rate	3.050%	3.050%	7.400%
Blended rate	3.050%	6.177%	7.640%
1st payment	$784.48	$784.48	$3,427.28
2nd payment	$0.00	$2,127.26	$0.00
Taxes / mo	$89.74	$89.74	$89.74
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$99.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,040.88	$3,168.15	$3,782.69
Cash to close	$384,383	$55,000	$55,000