Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$330,930	$330,930	$445,500
Remaining term (yrs)	23.7	23.7	30.0
Secondary amount	$0	$114,570	$0
Funding fee	$1,655	$1,655	$0
Note rate	3.100%	3.100%	7.400%
Blended rate	3.100%	4.360%	7.640%
1st payment	$1,638.14	$1,638.14	$3,084.55
2nd payment	$0.00	$763.80	$0.00
Taxes / mo	$270.85	$270.85	$270.85
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$89.10
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,075.66	$2,839.45	$3,611.17
Cash to close	$164,070	$49,500	$49,500