Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$15,980$15,980$351,000
Remaining term (yrs)22.422.430.0
Secondary amount$0$335,020$0
Funding fee$0$0$0
Note rate2.790%2.790%7.400%
Blended rate3.640%7.563%7.640%
1st payment$79.76$79.76$2,430.25
2nd payment$0.00$2,163.67$0.00
Taxes / mo$131.26$131.26$131.26
Insurance / mo$150.00$150.00$150.00
MI / mo$13.16$13.16$70.20
HOA / mo$0.00$0.00$0.00
Total monthly$374.18$2,537.85$2,781.71
Cash to close$374,020$39,000$39,000