Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$429,925	$429,925	$621,000
Remaining term (yrs)	24.6	24.6	30.0
Secondary amount	$0	$191,075	$0
Funding fee	$2,150	$2,150	$0
Note rate	3.040%	3.040%	7.400%
Blended rate	3.040%	4.566%	7.640%
1st payment	$2,061.53	$2,061.53	$4,299.68
2nd payment	$0.00	$1,273.83	$0.00
Taxes / mo	$481.30	$481.30	$481.30
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$124.20
HOA / mo	$31.67	$31.67	$31.67
Total monthly	$2,741.17	$4,015.00	$5,103.52
Cash to close	$260,075	$69,000	$69,000