Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$668,150$602,100
Remaining term (yrs)29.330.0
Secondary amount$0$0
Funding fee$3,337$0
Note rate5.200%7.400%
Blended rate5.200%7.640%
1st payment$3,694.83$4,168.82
2nd payment$0.00$0.00
Taxes / mo$386.77$386.77
Insurance / mo$166.67$166.67
MI / mo$0.00$120.42
HOA / mo$31.67$31.67
Total monthly$4,279.94$4,874.34
Cash to close$850$66,900