Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$271,693	$271,693	$409,500
Remaining term (yrs)	21.4	21.4	30.0
Secondary amount	$0	$137,807	$0
Funding fee	$1,358	$1,358	$0
Note rate	4.030%	4.030%	7.400%
Blended rate	4.030%	5.366%	7.640%
1st payment	$1,576.02	$1,576.02	$2,835.30
2nd payment	$0.00	$918.71	$0.00
Taxes / mo	$145.85	$145.85	$145.85
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$81.90
HOA / mo	$12.50	$12.50	$12.50
Total monthly	$1,901.04	$2,819.75	$3,242.21
Cash to close	$183,307	$45,500	$45,500