Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$461,397$461,397$472,410
Remaining term (yrs)28.928.930.0
Secondary amount$0$37,258$0
Funding fee$0$0$0
Note rate6.720%6.720%7.400%
Blended rate7.270%7.614%7.640%
1st payment$3,015.74$3,015.74$3,270.87
2nd payment$0.00$368.70$0.00
Taxes / mo$534.92$534.92$534.92
Insurance / mo$166.67$166.67$166.67
MI / mo$213.76$213.76$94.48
HOA / mo$30.00$30.00$30.00
Total monthly$3,961.09$4,329.79$4,096.94
Cash to close$63,503$26,245$52,490