Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$142,601	$142,601	$247,500
Remaining term (yrs)	20.4	20.4	30.0
Secondary amount	$0	$104,899	$0
Funding fee	$713	$713	$0
Note rate	4.200%	4.200%	7.400%
Blended rate	4.200%	5.811%	7.640%
1st payment	$865.56	$865.56	$1,713.64
2nd payment	$0.00	$699.33	$0.00
Taxes / mo	$110.00	$110.00	$110.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$49.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,125.56	$1,824.89	$2,023.14
Cash to close	$132,399	$27,500	$27,500