Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$491,123	$491,123	$530,910
Remaining term (yrs)	28.0	28.0	30.0
Secondary amount	$0	$39,787	$0
Funding fee	$2,456	$2,456	$0
Note rate	6.120%	6.120%	7.400%
Blended rate	6.120%	6.336%	7.640%
1st payment	$3,051.45	$3,051.45	$3,675.91
2nd payment	$0.00	$298.41	$0.00
Taxes / mo	$397.83	$397.83	$397.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$106.18
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,615.95	$3,914.36	$4,346.60
Cash to close	$98,777	$58,990	$58,990