Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$1,081,008	$1,081,008	$1,080,000
Remaining term (yrs)	28.5	28.5	30.0
Secondary amount	$0	$58,992	$0
Funding fee	$5,405	$5,405	$0
Note rate	6.670%	6.670%	7.400%
Blended rate	6.670%	6.939%	7.640%
1st payment	$7,063.83	$7,063.83	$7,477.70
2nd payment	$0.00	$583.78	$0.00
Taxes / mo	$388.27	$388.27	$388.27
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$216.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$7,668.77	$8,252.55	$8,298.64
Cash to close	$118,992	$60,000	$120,000