Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$417,506$417,506$449,999
Remaining term (yrs)25.925.930.0
Secondary amount$0$32,493$0
Funding fee$2,088$2,088$0
Note rate5.300%5.300%7.400%
Blended rate5.300%5.567%7.640%
1st payment$2,468.02$2,468.02$3,115.70
2nd payment$0.00$243.70$0.00
Taxes / mo$106.00$106.00$106.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$90.00
HOA / mo$0.00$0.00$0.00
Total monthly$2,740.69$2,984.39$3,478.37
Cash to close$82,493$50,000$50,000