Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$372,630$372,630$382,500
Remaining term (yrs)25.125.130.0
Secondary amount$0$31,120$0
Funding fee$1,863$1,863$0
Note rate2.980%2.980%7.400%
Blended rate2.980%3.666%7.640%
1st payment$1,751.42$1,751.42$2,648.35
2nd payment$0.00$307.96$0.00
Taxes / mo$165.60$165.60$165.60
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$76.50
HOA / mo$3.75$3.75$3.75
Total monthly$2,070.78$2,378.74$3,044.21
Cash to close$52,370$21,250$42,500