Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$439,990$439,990$486,000
Remaining term (yrs)24.924.930.0
Secondary amount$0$46,010$0
Funding fee$2,200$2,200$0
Note rate2.770%2.770%7.400%
Blended rate2.770%3.360%7.640%
1st payment$2,034.23$2,034.23$3,364.97
2nd payment$0.00$345.08$0.00
Taxes / mo$297.31$297.31$297.31
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$97.20
HOA / mo$13.83$13.83$13.83
Total monthly$2,512.04$2,857.11$3,939.97
Cash to close$100,010$54,000$54,000