Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$423,249	$423,249	$652,500
Remaining term (yrs)	23.2	23.2	30.0
Secondary amount	$0	$229,251	$0
Funding fee	$2,116	$2,116	$0
Note rate	3.680%	3.680%	7.400%
Blended rate	3.680%	5.110%	7.640%
1st payment	$2,254.52	$2,254.52	$4,517.78
2nd payment	$0.00	$1,480.58	$0.00
Taxes / mo	$514.08	$514.08	$514.08
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$130.50
HOA / mo	$62.00	$62.00	$62.00
Total monthly	$3,047.27	$4,527.85	$5,441.03
Cash to close	$301,751	$72,500	$72,500