Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$65,811	$65,811	$270,000
Remaining term (yrs)	13.5	13.5	30.0
Secondary amount	$0	$204,189	$0
Funding fee	$0	$0	$0
Note rate	4.950%	4.950%	7.400%
Blended rate	5.800%	7.275%	7.640%
1st payment	$553.01	$553.01	$1,869.43
2nd payment	$0.00	$1,318.72	$0.00
Taxes / mo	$97.71	$97.71	$97.71
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$73.39	$73.39	$54.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$874.11	$2,192.83	$2,171.14
Cash to close	$234,189	$30,000	$30,000