Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$134,206$134,206$309,510
Remaining term (yrs)24.124.130.0
Secondary amount$0$175,304$0
Funding fee$0$0$0
Note rate2.650%2.650%7.400%
Blended rate3.500%6.049%7.640%
1st payment$625.63$625.63$2,142.98
2nd payment$0.00$1,168.70$0.00
Taxes / mo$87.20$87.20$87.20
Insurance / mo$150.00$150.00$150.00
MI / mo$107.54$107.54$61.90
HOA / mo$360.00$360.00$360.00
Total monthly$1,330.37$2,499.07$2,802.09
Cash to close$209,694$34,390$34,390